http://cashbuzz.com CashBuzz - A financial portal for the rest of us Mon, 23 Oct 2006 22:08:41 +0000 http://backend.userland.com/rss092 en By John Campbell When you’re finally ready to take the plunge into homeownership you should do your homework so you can make an informed decision when choosing the mortgage that’s right for you. There are several different mortgage options available to you. Whatever mortgage you ultimately decide to go for, the decision ... http://cashbuzz.com/?p=131 By John Campbell Tired of receiving stacks of credit card offers in the mail every week? If so, you’re not alone. Millions of consumers receive a barrage of credit offers in their mail on a regular basis. If your credit is excellent, some of these offers may seem very tempting. Zero ... http://cashbuzz.com/?p=130 By John Campbell Beware cash advance companies that charge upfront fees for cash advances or payday loans. So-called companies that engage in this practice are often outright scammers. If you send them your hard earned money you’ll get nothing in return. Legally, cash advance companies are prohibited from requiring potential borrowers to ... http://cashbuzz.com/?p=129 By John Campbell Home equity loans can be very risky propositions. If you have any problems paying off the loan, your home could be in danger of becoming the property of the lender. Anytime you use your home as collateral, you’re taking a risk. How much of a risk depends on your ... http://cashbuzz.com/?p=128 By John Campbell If you’re currently having state and local income tax deducted from each paycheck, the refund you’ll receive next year may be a nice financial boost. If you’re married or own property, your refund may also triple or quadruple in size. If you really need the extra rebate funds as ... http://cashbuzz.com/?p=127 By John Campbell Beginning credit users rarely have access to a large line of credit. Many credit card companies typically offer anywhere from $500 - $2,500 credit lines for consumers without extensive credit histories. If you’re just beginning to build a credit history, chances are your credit score will be low. Without ... http://cashbuzz.com/?p=126 By John Campbell Speculation is rampant that the so-called “housing bubble” has popped. Despite the dot-com bust in the ’90s, severe trade deficits, a falling dollar, 9/11 and the costly War on Terror, the prices of homes and real estate increased at unheard of levels in the first half of this ... http://cashbuzz.com/?p=125 By John Campbell Never trade-in an automobile you still owe money on if an auto dealership agrees to pay off what you owe but won’t put the agreement in writing. Otherwise, the dealership won’t be under any legal obligation to pay off your trade-in. That’s right. You’ll still be held fully responsible ... http://cashbuzz.com/?p=122 By John Campbell If you owe thousands more than your current vehicle is worth at resale, trading it in today may not be in your best interest. Your primary goal should be to minimize the amount of cash you’re upside down in your current auto loan before getting into another one. Since ... http://cashbuzz.com/?p=121 By John Campbell No automobile lasts forever. At some point you’re probably going to want to get rid of your current vehicle and trade it in for another one. If you owe more than your own vehicle is worth when you’re ready to trade it in you may want to reconsider ... http://cashbuzz.com/?p=120